Yes, we can help. If you have auto insurance with Med Pay, we can bill them directly. If the accident is the other person’s fault, you have several choices. We encourage you to set up a no-cost consultation at our office to review your options.

Read our flyer: Why You Should Use Med-Pay in Auto-Accident Cases

Doctors of Chiropractic are portal-of-entry providers, like dentists. You don’t need permission or a referral to see one. Some insurance companies use a gatekeeper—a person or entity that limits different types of care. On a few plans, the insurance company may require a referral, but this is not common and has only to do with billing. That’s why it’s always a good idea to check with your insurance first to make sure of your benefits for chiropractic services.

Many of our patients have no insurance. Others might have high deductible plans that cover major medical insurance (emergency surgeries and such). For our non-insurance and high-deductible patients, we offer a special pay-as-you-go discount if you take care of the bill at the time of service. We take cash, checks and most major credit cards. We also can arrange for in-house digital X-rays and we can help you set up out-of-office testing such as MRIs, CT scans, blood work, and other types of advanced imaging tests.

As for expense… we like to think that our chiropractic treatments can offer a less expensive first line alternative that may help you avoid costlier measures in the future.

Yes, please mention what team you play for when you call to make your appointment.

We may offer some services that your insurance company or the company you work for does not include as a benefit under the plan you chose. Our certified training in disorders of the musculoskeletal and nervous systems requires us to recommend what we believe to be the best treatment plan for your health. We work for you, not your insurance company.

Health insurance carriers don’t always agree with their providers, or with each other, and they have many different plans that have different combinations of benefits. Please make sure you are aware of what YOUR policy limits are. We bill as a service to the best of our ability. We ultimately cannot be responsible for the contract between you and your insurance company, particularly if we are not contracted with them. Please direct any questions you might have to our insurance billing specialist.

If you have a prescription for massage from one of our doctors or your own, your insurance MAY cover it. Please have our staff check for you and your particular insurance before you schedule your appointment. It must be deemed medically necessary in order to be considered for reimbursement by most insurance plans.

The amount you pay for covered services each year before your insurance company starts paying. Depending on your plan, you may pay copays or coinsurance for services without having to reach your deductible.

The set amount you pay for covered services. For example, a $20 copay for an office visit.

A percentage of the charges that you pay for covered services. For example, a 20 percent coinsurance for a $100 office visit means you pay $20.

The most you will pay for covered services each year. For a small number of services, you may need to keep paying copays or coinsurance after reaching your out-of-pocket maximum.

Click here to download a copy of Understanding Your Deductible flyer.